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Cover Page and Inside Cover
Table of Contents
Introduction/Plain Language/Advisory
FEHB Facts
Section 1
Section 2
Section 3
Section 4
Section 5
5(a). Medical Services and Supplies Provided by Physicians and Other Healthcare Professionals
5(b). Surgical and Anesthesia Services Provided by Physicians and Other Healthcare Professionals
5(c). Services Provided by a Hospital or Other Facility, and Ambulance Services
5(d). Emergency Services/Accidents
5(e). Mental Health and Substance Use Disorder Benefits
5(f). Prescription Drug Benefits
5(g). Dental Benefits
5(h). Wellness and Other Special Features
5(i). Services, Drugs, and Supplies Provided Overseas
Non-FEHB Benefits Available to Plan Members
Section 6
Section 7
Section 8
Section 9
Section 10
Index
Summary of Benefits – FEP Blue Focus
2025 Rate Information
Entire brochure in page-number order
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
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2025 Blue Cross and Blue Shield Service Benefit Plan - FEP Blue Focus
Summary of Benefits for the Blue Cross and Blue Shield Service Benefit Plan FEP Blue Focus – 2025
Page 141

 

Ambulance transport services: Nothing

Emergency benefits: Medical emergency
You pay:
Professional, outpatient hospital:
Preferred urgent care: $25 copayment; PPO and Non-PPO emergency room care: 30%* of our allowance (deductible applies); Regular benefits for physician and hospital care* provided in other than the emergency room/PPO urgent care center
Maternity:
Ambulance transport services: 30%* of our allowance (deductible applies)
Non-preferred (Participating/Non-participating) urgent care center: You pay all charges
Page(s): 79 

Mental health visits
You pay:
Preferred provider: $10 for the first 10 visits per calendar year (combined medical and mental health and substance use disorder)
After the 10th visit: 30%* of the Plan allowance (deductible applies)
Non-preferred (Participating/Non-participating): You pay all charges
Page(s): 82 

Mental health and substance use disorder treatment (inpatient and outpatient)
You pay:
Preferred provider: 30%* of the Plan allowance (deductible applies)
Non-preferred (Participating/Non-participating): You pay all charges
Page(s): 81-84 

Prescription drugs: Retail Pharmacy Program
You pay:
Preferred retail pharmacy Tier 1 (generic): $5 copayment up to a 30-day supply
Preferred retail pharmacy Tier 2 (brand name): 40% coinsurance of the Plan allowance (up to a $350 maximum) for up to a 30-day supply
Non-preferred pharmacy: You pay all charges
Page(s): 89 

Prescription drugs: Specialty Drug Pharmacy Program
You pay:
Preferred specialty pharmacy
Tier 2: 40% coinsurance of the Plan allowance (up to a $350 maximum) for up to a 30-day supply
Page(s): 90 

Dental care
Treatment of an accidental dental injury within 72 hours (regular benefits apply thereafter)
You pay:
Preferred: Nothing
Non-Preferred:
  • Participating: Nothing (no deductible)
  • Non-participating: Any difference between our allowance and the billed amount (no deductible)
Page(s): 101 ​​​​​​​

 

Go to page 140.  Go to page 142.
 

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