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Cover Page and Inside Cover
Table of Contents
Introduction/Plain Language/Advisory
FEHB Facts
Section 1
Section 2
Section 3
Section 4
Section 5
5(a). Medical Services and Supplies Provided by Physicians and Other Healthcare Professionals
5(b). Surgical and Anesthesia Services Provided by Physicians and Other Healthcare Professionals
5(c). Services Provided by a Hospital or Other Facility, and Ambulance Services
5(d). Emergency Services/Accidents
5(e). Mental Health and Substance Use Disorder Benefits
5(f). Prescription Drug Benefits
5(g). Dental Benefits
5(h). Wellness and Other Special Features
5(i). Services, Drugs, and Supplies Provided Overseas
Non-FEHB Benefits Available to Plan Members
Section 6
Section 7
Section 8
Section 9
Section 10
Index
Summary of Benefits – FEP Blue Focus
2025 Rate Information
Entire brochure in page-number order
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Blue Cross Blue Shield Federal Employee Program logo
 
 

 

2025 Blue Cross and Blue Shield Service Benefit Plan - FEP Blue Focus
Section 5(f). Prescription Drug Benefits
Page 95

 

Benefits Description

Covered Medications and Supplies (cont.)

 
  • Drugs associated with covered artificial insemination procedures
     
  • Drugs to treat gender dysphoria (gonadotropin releasing hormone (GnRH) antagonists and testosterones)
     
  • Drugs prescribed to treat obesity (prior approval required)
     
  • Medical foods
     
  • Insulin, diabetic test strips, lancets, and tubeless insulin delivery systems (See Section 5(a) for our coverage of insulin pumps with tubes.)
     
  • Needles and disposable syringes for the administration of covered medications
     
  • Clotting factors and anti-inhibitor complexes for the treatment of hemophilia
     
  • Contraceptive drugs and devices, limited to:
    • Diaphragms and contraceptive rings
    • Injectable contraceptives
    • Intrauterine devices (IUDs)
    • Implantable contraceptives
    • Oral and transdermal contraceptives

Note: We waive your cost-share for available forms of generic contraceptives and for brand-name contraceptives that have no generic equivalent or generic alternative, as listed in each therapeutic class under the HRSA guidelines found at https://www.hrsa.gov/womens-guidelines, when purchased from a Preferred retail pharmacy. You may seek an exception for any contraceptive that is not available with zero-member cost-share. Your provider will need to complete the Contraceptive Exception Form under Pharmacy Forms found on our website at www.fepblue.org/claim-forms. If you have questions about the exception process, call 800-624-5060. If you have difficulty accessing contraceptive coverage or other reproductive healthcare, you can contact contraception@opm.gov.

Reimbursement for covered over-the-counter contraceptives can be submitted in accordance with Section 7.

Note: For additional Family Planning benefits, see Section 5(a).


You Pay
Continued from previous page:

Tier 2: Preferred Brand-name Drugs obtained at a Retail Pharmacy
  • 40% of the Plan allowance (up to a $350 maximum) for each purchase of up to a 30-day supply (no deductible)
     
  • 40% of the Plan allowance (up to a $1,050 maximum) for each purchase of a 31 to 90-day supply (no deductible)

Tier 3: Non-preferred Brand-name Drugs obtained at a Retail Pharmacy
  • 40% of the Plan allowance (up to a $350 maximum) for each purchase of up to a 30-day supply (no deductible)
     
  • 40% of the Plan allowance (up to a $1,050 maximum) for each purchase of a 31 to 90-day supply (no deductible)

Tier 4: Preferred Specialty Drugs obtained at a Retail Pharmacy
  • 40% of the Plan allowance (up to a $350 maximum) for each purchase of up to a 30-day supply (no deductible)
     
  • 40% of the Plan allowance (up to a $1,050 maximum) for each purchase of a 31 to 90-day supply (no deductible)

 

The pharmacy benefits starting here to the end of the section apply to all covered members, unless otherwise noted.
 
 

 

Go to page 94. Go to page 96.
 

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