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Cover Page and Inside Cover
Table of Contents
Introduction/Plain Language/Advisory
FEHB Facts
Section 1
Section 2
Section 3
Section 4
Section 5
5(a). Medical Services and Supplies Provided by Physicians and Other Healthcare Professionals
5(b). Surgical and Anesthesia Services Provided by Physicians and Other Healthcare Professionals
5(c). Services Provided by a Hospital or Other Facility, and Ambulance Services
5(d). Emergency Services/Accidents
5(e). Mental Health and Substance Use Disorder Benefits
5(f). Prescription Drug Benefits
5(g). Dental Benefits
5(h). Wellness and Other Special Features
5(i). Services, Drugs, and Supplies Provided Overseas
Non-FEHB Benefits Available to Plan Members
Section 6
Section 7
Section 8
Section 9
Section 10
Index
Summary of Benefits – FEP Blue Focus
2025 Rate Information
Entire brochure in page-number order
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Blue Cross Blue Shield Federal Employee Program logo
 
 

 

2025 Blue Cross and Blue Shield Service Benefit Plan - FEP Blue Focus
Section 5(b). Surgical and Anesthesia Services Provided by Physicians and Other Healthcare Professionals

Page 57

 

Benefit Description

Surgical Procedures (cont.)
  • When unusual circumstances require the removal of casts or sutures by a physician other than the one who applied them, the Local Plan may determine that a separate allowance is payable
     
  • For surgical family planning procedures, see Family Planning in Section 5(a).


You Pay
Preferred: 30% of the Plan allowance (deductible applies)

Non-preferred (Participating/Non-participating): You pay all charges

 

Benefit Description

Not covered:
  • Reversal of voluntary sterilization
     
  • Services of a standby physician
     
  • Routine surgical treatment of conditions of the foot (See Section 5(a), Foot care.)
     
  • Cosmetic surgery
     
  • LASIK, INTACS, radial keratotomy, and other refractive surgery
     
  • Surgeries related to sexual inadequacy (except surgical placement of penile prostheses to treat erectile dysfunction and gender affirming surgeries specifically listed as covered)
     
  • Reversal of gender affirming surgery
     
  • Surgical procedures for the treatment of severe obesity when performed outside a Blue Distinction Center


You Pay
All charges

 

Benefit Description

Reconstructive Surgery
Reconstructive surgical procedures, limited to:
  • Surgery to correct a functional defect
     
  • Surgery to correct a congenital anomaly (See Section 10 for definition)
     
  • Treatment to restore the mouth to a pre-cancer state
     
  • All stages of breast reconstruction surgery following a mastectomy, such as:
     
    • Surgery to produce a symmetrical appearance of the patient’s breasts
       
    • Treatment of any physical complications, such as lymphedemas
      Notes:
      • Internal breast prostheses are paid as orthopedic and prosthetic devices; see Section 5(a). See Section 5(c) when billed by a facility.
         
      • If you need a mastectomy, you may choose to have the procedure performed on an inpatient basis and remain in the hospital up to 48 hours after the procedure.
         
  • Surgery for placement of penile prostheses to treat erectile dysfunction
  • Gender affirming surgical benefits are limited to the following:
     
    • Breast augmentation, clitoroplasty, electrolysis (hair removal at any covered operative site), facial surgery (limited to Adam's apple enhancement/reduction, botulinum toxin, cheek reshaping, chin reshaping, cosmetic fillers, face lift, fat grafting, forehead reshaping, hair transplant, jaw reshaping, liposuction, and rhinoplasty), voice surgery (pitch lowering or raising surgery/Wendler glottoplasty), hysterectomy, labiaplasty, mastectomy (including nipple reconstruction and suction-assisted chest lipectomy), metoidioplasty, orchiectomy, penectomy, phalloplasty, salpingo-oophorectomy, scrotoplasty, testicular and erectile prosthesis placement, urethroplasty, vaginectomy, vaginoplasty


You Pay
Preferred: 30% of the Plan allowance (deductible applies)

Non-preferred (Participating/Non-participating): You pay all charges

 

Reconstructive Surgery - continued on next page
 

 

Go to page 56. Go to page 58.
 

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